Black Hawk County property record for 320 Sunset Rd, Waterloo, IA 50701 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,761 sqft · built 1921 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Mar 2021) |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-252-007 |
| Primary APN | 8913-34-252-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,761 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 SUNSET RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENDALLS FOURTH STREET ADD WLOO LOT 7 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | KENDALLS FOURTH STREET ADD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-34-252-007
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Feb 05, 2024 | Intrafamily Transfer, Transfer |
| Mar 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2021 · Amount on Record |
| Deed Sale | Mar 02, 2021 · Amount on Record |
| Prior Sale | Feb 24, 2015 · Amount on Record |
| Deed Document Number | 202118274 |
| Last Transfer Date | Feb 01, 2024 |
| Transfer Doc | 0000009688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Document Number | 202200006363 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 202200006363 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 78 Months |
| Due | Mar 01, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 05, 2024 |
| Property Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Document Number | 202400009688 |
| Instrument Date | Feb 01, 2024 |
| Instrument | 202400009688 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 02, 2021 |
| Property Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Document Number | 202100018274 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 202100018274 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 SUNSET RD, WATERLOO, IA 50701-3926 |
| Document Number | 202100018275 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 202100018275 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Number | 202100018276 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 202100018276 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 01, 2028 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,786.00 | $217,570 (+24.65%) Land $24,000 Building $193,570 | $217,570 (+24.65%) Land $24,000 Building $193,570 |
| 2024 | $3,786.00 (+11.22%) | ||
| 2023 | $174,550 (+12.59%) Land $24,000 Building $150,550 | $174,550 (+12.59%) Land $24,000 Building $150,550 | |
| 2022 | $3,404.00 | $155,030 Land $24,000 Building $131,030 | |
| 2021 | $155,030 Land $24,000 Building $131,030 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130014004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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