323 Sunset Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 323 Sunset Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1913
Square Footage	1,725 sqft Living Area
Lot Size	13,600 sqft (0.312 acres)
Garage	Detached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$3,700.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-34-254-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,725 sqft Living Area
1st Floor	1,278 sqft 1st Floor
Attic Area	447 sqft Attic
Attic	1 Attic
Basement Area	639 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,600 sqft (0.312 acres)
Depth X Width	170 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	440 sqft Garage
Porch	1 Porch
Porch Area	350 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	323 SUNSET RD
City	WATERLOO
State	IA
Zip	50701-3925
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PROSPECT HILLS ADDITION LOT 165
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT HILLS ADDITION
Legal Lot Number	165
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	4
Census Block	4012
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-34-254-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 SUNSET RD, WATERLOO, IA 50701-3925
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2026
Deed Sale	May 27, 2026
Prior Sale	Aug 15, 2025 · Amount on Record
Deed Doc Number	20267588
Prior Transfer Date	May 19, 2026
Prior Transfer Doc	0000007588
Record Refreshed	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 27, 2026
Property Address	323 SUNSET RD, WATERLOO, IA 50701-3925
Document Number	0000007588
Instrument Date	May 19, 2026
Instrument	20267588
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 SUNSET RD, WATERLOO, IA 50701-3925

Mortgage

Document Number	0000007589,
Date	May 27, 2026
Instrument	20267589

Lender

Name	TEXANA BANK

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00	$177,880 (+4.31%) Land $33,920 Building $143,960	$177,880 (+4.31%) Land $33,920 Building $143,960
2024	$3,700.00 (+16.5%)
2023		$170,530 (+17.94%) Land $33,920 Building $136,610	$170,530 (+17.94%) Land $33,920 Building $136,610
2022	$3,176.00	$144,590 Land $33,920 Building $110,670
2021			$144,590 Land $33,920 Building $110,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.