327 Plum St, Elgin, IL 60120 Property Records

Kane County property record for 327 Plum St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,912 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2021)
Tax Bill	$6,540 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-356-007`

Property Details

APN / Parcel Number

Primary APN	`06-12-356-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Gross Area	2,598 sqft
Basement Area	686 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	327 PLUM ST
City	ELGIN
State	IL
Zip	60120-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN WAITS SUB BLOCK 27 P J KIMBALL JRS 3RD ADDN LOT 1 BLOCK 27
Legal Subdivision	JOHN WAITS SUB
Legal Block	27
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851302

Owner

327 Plum St is owned and occupied by an individual who bought it in January 2021.

Source: Kane County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	327 PLUM ST, ELGIN, IL 60120-3724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 22, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 6, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 11, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Jan 11, 2018 · Amount on File
Deed Document Number	20212441
Prior Transfer Date	Jan 8, 2018
Prior Transfer Doc	0000001952
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	327 PLUM ST, ELGIN, IL 60120-3724
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 PLUM ST, ELGIN, IL 60120-3724

Mortgage

Document Number	0000026635
Date	Aug 4, 2023
Instrument	2023K026635

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	327 PLUM ST, ELGIN, IL 60120-3724
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 PLUM ST, ELGIN, IL 60120-3724

Mortgage

Document Number	0000005653
Date	Feb 22, 2024
Instrument	2024K005653

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Jan 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	327 PLUM ST, ELGIN, IL 60120-3724
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 PLUM ST, ELGIN, IL 60120-3724

Mortgage

Document Number	0000027514
Date	Aug 6, 2024
Instrument	2024K027514

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 11, 2021
Property Address	327 PLUM ST, ELGIN, IL 60120-3724
Document Number	0000002441
Instrument Date	Dec 11, 2020
Instrument	2021K002441
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 PLUM ST, ELGIN, IL 60120-3724

Mortgage

Document Number	0000002442
Date	Jan 11, 2021
Instrument	2021K002442

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 11, 2018
Property Address	327 PLUM ST, ELGIN, IL 60120-3724
Document Number	0000001953
Instrument Date	Jan 10, 2018
Instrument	1953
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 WREN RD CARPENTERSVILLE IL 601101635, CARPENTERSVILLE, IL 60110-1635

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jan 11, 2018
Property Address	327 PLUM ST, ELGIN, IL 60120-3724
Document Number	0000001952
Instrument Date	Jan 8, 2018
Instrument	1952
Transaction Type	Foreclosure
Record Updated	Jan 23, 2018

Transaction

Amount	Amount on Record
Tax	$172.50
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 SOUTH ST BARRINGTON IL 600104548, BARRINGTON, IL 60010-4548

Tax Assessment & Valuation

The 2025 property tax bill for 327 Plum St was $6,540 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,540.00 Homeowner's exemption	$93,734 (+8.57%) Land $18,976 Building $74,758	$281,315 (+8.57%) Land $56,951 Building $224,364
2024		$86,335 Land $17,478 Building $68,857	$259,109 Land $52,455 Building $206,654
2022	$5,646.00 (+4.63%) Homeowner's exemption	$71,120 (+6.96%) Land $14,398 Building $56,722	$213,360 (+6.96%) Land $43,194 Building $170,166
2021	$5,396.00 Homeowner's exemption	$66,492 Land $13,461 Building $53,031	$199,476 Land $40,383 Building $159,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 327 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 327 Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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