113 Plum St, Elgin, IL 60120 Property Records

Kane County property record for 113 Plum St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,693 sqft · built 1920
Lot Size	0.107 acres (4,670 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2022)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-480-002`

Property Details

APN / Parcel Number

Primary APN	`06-11-480-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
Gross Area	2,657 sqft
Basement Area	964 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,670 sqft (0.107 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	113 PLUM ST
City	ELGIN
State	IL
Zip	60120-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EAST 70.75 FT NORTH 1/2 OF LOT 2 BLOCK 35
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	35
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 PLUM ST, ELGIN, IL 60120-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	May 30, 1997
Deed Document Number	202238664
Prior Transfer Date	Feb 14, 1997
Prior Transfer Doc	0000034888
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2022
Property Address	113 PLUM ST, ELGIN, IL 60120-3619
Document Number	0000038664
Instrument Date	Jul 22, 2022
Instrument	2022K038664
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 PLUM ST, 113, ELGIN, IL 60120-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PLUM ST, ELGIN, IL 60120-3619

Mortgage

Document Number	0000038665
Date	Jul 29, 2022
Instrument	2022K038665

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,995.00 (+15.82%) Homeowner's exemption	$86,589 (+8.57%) Land $13,343 Building $73,246	$259,871 (+8.57%) Land $40,045 Building $219,826
2024		$79,754 (+21.39%) Land $12,290 Building $67,464	$239,358 (+21.44%) Land $36,885 Building $202,473
2022	$5,176.00 (+4.69%) Homeowner's exemption	$65,699 (+6.96%) Land $10,124 Building $55,575	$197,097 (+6.96%) Land $30,372 Building $166,725
2021	$4,944.00 Homeowner's exemption	$61,424 Land $9,465 Building $51,959	$184,272 Land $28,395 Building $155,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

Nearby Properties on Plum St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures