326 Plum St, Elgin, IL 60120 Property Records

Kane County property record for 326 Plum St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,472 sqft · built 1987
Lot Size	0.234 acres (10,197 sqft)
Owner	Individual Name on File
Tax Bill	$7,466 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-353-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-353-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	10,197 sqft (0.234 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	326 PLUM ST
City	ELGIN
State	IL
Zip	60120-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIMBALL & HAWKINS ADDN LOT 9
Legal Subdivision	KIMBALL&HAWKINS ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	851302

Owner

326 Plum St is owned and occupied by an individual who acquired it in November 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	326 PLUM ST, ELGIN, IL 60120-3725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Nov 13, 2019	Quit Claim Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019
Deed Sale	Nov 13, 2019
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	201954725
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000054725
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	326 PLUM ST, ELGIN, IL 60120-3725
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055400
Date	Jul 20, 2021
Instrument	2021K055400

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	326 PLUM ST, ELGIN, IL 60120-3725
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051236
Date	Jul 2, 2021
Instrument	2021K051236

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	326 PLUM ST, ELGIN, IL 60120-3725
Document Number	0000001785
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	326 PLUM ST ELGIN IL 601203725, ELGIN, IL 60120-3725

Mortgage

Document Number	0000001785
Date	Jan 10, 2020
Instrument	1785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2019
Property Address	326 PLUM ST, ELGIN, IL 60120-3725
Document Number	0000054725
Instrument Date	Aug 16, 2019
Instrument	54725
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 PLUM ST ELGIN IL 601203725, ELGIN, IL 60120-3725

Mortgage

Document Number	54726
Date	Nov 13, 2019
Instrument	54726

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 326 Plum St was $7,466 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,466.00 Homeowner's exemption	$105,868 (+8.57%) Land $18,586 Building $87,282	$317,731 (+8.57%) Land $55,780 Building $261,951
2024		$97,511 Land $17,119 Building $80,392	$292,650 Land $51,378 Building $241,273
2022	$6,444.00 (+4.54%) Homeowner's exemption	$80,326 (+6.96%) Land $14,102 Building $66,224	$240,978 (+6.96%) Land $42,306 Building $198,672
2021	$6,164.00 Homeowner's exemption	$75,099 Land $13,184 Building $61,915	$225,297 Land $39,552 Building $185,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Plum St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 326 Plum St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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