Genesee County property record for 314 Oak St, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 1970 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jul 2019) |
| Tax Bill | $2,499 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-12-527-160 |
| Primary APN | 57-12-527-160 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Area | 526 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 314 OAK ST |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SF PUD |
| Legal Description | LOT 198 PLAT OF BUENA VISTA |
| Legal Subdivision | PLAT |
| Legal Lot Number | 198 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MOUNT MORRIS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 12310 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 OAK ST, MOUNT MORRIS, MI 48458-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2019 · Amount on Record |
| Deed Sale | Jul 18, 2019 · Amount on Record |
| Prior Sale | Jan 13, 2011 · Amount on Record |
| Deed Document Number | 201949640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 18, 2019 |
| Property Address | 314 OAK ST, MOUNT MORRIS, MI 48458-1929 |
| Document Number | 0000049640 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 49640 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1331 LINCOLN AVE MOUNT MORRIS MI 484581484, MOUNT MORRIS, MI 48458-1484 |
| Document Number | 49641 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 49641 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Mount Morris City |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,500 (+12.7%) Land $2,700 Building $79,800 | $165,000 (+12.7%) Land $5,400 Building $159,600 | |
| 2025 | $2,499.00 (+2.13%) Homeowner's exemption | $73,200 (+12.27%) | $146,400 (+12.27%) |
| 2024 | $2,447.00 (+10.13%) | ||
| 2023 | $65,200 | $130,400 | |
| 2021 | $2,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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