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322 Millstream Ln, Oswego, IL 60543 Property Records

Kendall County property record for 322 Millstream Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,509 sqft · built 2001
Lot Size0.261 acres (11,367 sqft)
OwnerIndividual Name on Record
Last Sale$237,000 (Feb 2001)
Tax Bill$9,377 (2024)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-18-220-012

Property Details

APN / Parcel Number

Primary APN03-18-220-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,509 sqft Living Area
Gross Area4,449 sqft
1st Floor Area2,509 sqft
Basement Area1,471 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,367 sqft (0.261 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address322 MILLSTREAM LN
CityOSWEGO
StateIL
Zip60543-8274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionRIVER RUN SUB
Legal Lot Number12
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2009
Census Tract890301

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address322 MILLSTREAM LN, OSWEGO, IL 60543-8274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2001 · Amount on Record
Deed SaleFeb 14, 2001 · Amount on Record
Deed Document Number20012385
Last Transfer DateSep 27, 2021
Transfer Doc0000030952
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateNov 19, 2021
Property Address322 MILLSTREAM LN, OSWEGO, IL 60543-8274
Document Number0000030952
Map ReferenceDOC 0000542
Instrument DateSep 27, 2021
Instrument202100030952
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 MILLSTREAM LN, OSWEGO, IL 60543-8274

Mortgage

Document Number0000030953
DateNov 19, 2021
Instrument202100030953
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueOct 1, 2031

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,781 (+39.15%) Land $30,391 Building $104,390$404,343 (+39.15%) Land $91,173 Building $313,170
2024$9,377.00
2022$96,860 Land $21,840 Building $75,020$290,580 Land $65,520 Building $225,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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