327 Joseph St, Central Point, OR 97502 Property Records

Jackson County property record for 327 Joseph St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1990
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W10AC9800`

Property Details

APN / Parcel Number

Primary APN	`372W10AC9800`
Alternative APNs	`372W10AC09800` `10774414`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	308 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	327 JOSEPH ST
City	CENTRAL POINT
State	OR
Zip	97502-1589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	1
Legal Subdivision	STONECREEK #3 PHASE II
Legal Block	3
Legal Lot Number	18
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3011
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Aug 9, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 9, 2019
Transfer Doc	0000023201
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	327 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2969 NORTHERN BLVD 55R, 55R, LONG ISLAND CITY, NY 11101-4004

Mortgage

Document Number	0000022571
Date	Oct 27, 2023
Instrument	2023-022571

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	327 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Document Number	0000004140
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 RIVERSIDE BLVD #808 NEW YORK NY 100690707, 808, NEW YORK, NY 10069-0707

Mortgage

Document Number	0000004140
Date	Feb 6, 2020
Instrument	4140

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 9, 2019
Property Address	327 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Document Number	0000023201
Instrument Date	Aug 9, 2019
Instrument	23201
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 JOSEPH ST CENTRAL POINT OR 975021589, CENTRAL POINT, OR 97502-1589

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,330 (+3%)	$323,910 (-3.55%) Land $138,240 Building $185,670
2025	$3,100.00 (+2.51%)	$181,880 (+3%) Land $77,750 Building $104,130	$335,840 (+7.67%) Land $137,000 Building $198,840
2024	$3,024.00 (+3.35%)	$176,590 (+3%) Land $75,490 Building $101,100	$311,920 (-0.09%) Land $133,000 Building $178,920
2023	$2,926.00 (+2.38%)	$171,450 (+3%) Land $73,290 Building $98,160	$312,200 (-7.16%) Land $143,350 Building $168,850
2022	$2,858.00	$166,460 Land $71,160 Building $95,300	$336,270 Land $124,730 Building $211,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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