326 Joseph St, Central Point, OR 97502 Property Records

Jackson County property record for 326 Joseph St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,407 sqft · built 1990
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Apr 2022)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`372W10DB1300`

Property Details

APN / Parcel Number

Primary APN	`372W10DB1300`
Alternative APNs	`372W10DB01300` `10774463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	326 JOSEPH ST
City	CENTRAL POINT
State	OR
Zip	97502-1587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	4
Legal Subdivision	STONECREEK #3 PHASE II
Legal Block	3
Legal Lot Number	3
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3000
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 JOSEPH ST, CENTRAL POINT, OR 97502-1587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	202213408
Prior Transfer Date	Oct 22, 2004
Prior Transfer Doc	0000062892
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 22, 2022
Property Address	326 JOSEPH ST, CENTRAL POINT, OR 97502-1587
Document Number	0000013408
Map Reference	VOL 16 PG 22
Instrument Date	Apr 21, 2022
Instrument	2022-013408
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 JOSEPH ST, CENTRAL POINT, OR 97502-1587

Mortgage

Document Number	0000013409
Date	Apr 22, 2022
Instrument	2022-013409

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,880 (+3%)	$338,950 (-3.89%) Land $133,920 Building $205,030
2025	$3,456.00 (+2.52%)	$202,800 (+3%) Land $59,130 Building $143,670	$352,660 (+7.97%) Land $133,000 Building $219,660
2024	$3,371.00 (+3.31%)	$196,900 (+3%) Land $57,410 Building $139,490	$326,620 (+1.65%) Land $129,000 Building $197,620
2023	$3,263.00 (+2.38%)	$191,170 (+3%) Land $55,740 Building $135,430	$321,330 (-7.92%) Land $139,350 Building $181,980
2022	$3,187.00	$185,610 Land $54,120 Building $131,490	$348,960 Land $110,880 Building $238,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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