325 Joseph St, Central Point, OR 97502 Property Records

Jackson County property record for 325 Joseph St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,686 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2018)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372W10AC9900`

Property Details

APN / Parcel Number

Primary APN	`372W10AC9900`
Alternative APNs	`372W10AC09900` `10774422`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	325 JOSEPH ST
City	CENTRAL POINT
State	OR
Zip	97502-1589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	1
Legal Subdivision	STONECREEK #3
Legal Block	3
Legal Lot Number	19
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3011
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Nov 7, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Nov 7, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	201834393
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	0000034392
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	325 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Document Number	0000027387
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 JOSEPH ST CENTRAL POINT OR 975021589, CENTRAL POINT, OR 97502-1589

Mortgage

Document Number	0000027387
Date	Sep 16, 2019
Instrument	27387

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2039

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 7, 2018
Property Address	325 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Document Number	0000034393
Instrument Date	Nov 2, 2018
Instrument	34393
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 JOSEPH ST CENTRAL POINT OR 975021589, CENTRAL POINT, OR 97502-1589

Mortgage

Document Number	34394
Date	Nov 7, 2018
Instrument	34394

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 7, 2018
Property Address	325 JOSEPH ST, CENTRAL POINT, OR 97502-1589
Document Number	0000034392
Instrument Date	Oct 31, 2018
Instrument	34392
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	325 JOSEPH ST CENTRAL POINT OR 975021589, CENTRAL POINT, OR 97502-1589

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,510 (+3%)	$368,100 (-4.04%) Land $136,080 Building $232,020
2025	$3,251.00 (+2.49%)	$190,790 (+3%) Land $77,730 Building $113,060	$383,600 (+8.18%) Land $135,000 Building $248,600
2024	$3,172.00 (+3.32%)	$185,240 (+3%) Land $75,470 Building $109,770	$354,600 (+3.48%) Land $131,000 Building $223,600
2023	$3,070.00 (+2.4%)	$179,850 (+3%) Land $73,270 Building $106,580	$342,660 (-8.42%) Land $141,350 Building $201,310
2022	$2,998.00	$174,620 Land $71,140 Building $103,480	$374,180 Land $117,810 Building $256,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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