317 Heritage Commons Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 317 Heritage Commons Cir, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 827 sqft · built 2001
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jun 2024)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T021700072`

Property Details

APN / Parcel Number

Primary APN	`T021700072`
Alternative APN	`2-113B-8817-00-0210.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	827 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	827 sqft
Basement Area	607 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick/Stone
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700072
Street Address	317 HERITAGE COMMONS CIR
City	O FALLON
State	MO
Zip	63368-4141
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE COMMONS VLG UNIT 210
Legal Subdivision	HERITAGE COMMONS VLG
Legal Lot Number	210
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3023
Census Tract	311153

Owner

317 Heritage Commons Cir, a condominium, is owned and occupied by an individual who bought it in June 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 11, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Jun 4, 2024 · Amount on File
Deed Document Number	202421649
Prior Transfer Date	Apr 5, 2024
Prior Transfer Doc	0000013063
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 8, 2024
Property Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0000013073
Map Reference	MB 138 PG 118
Instrument Date	Apr 6, 2024
Instrument	2024R-013073
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WALTON BLVD, PORT ORANGE, FL 32129-2458

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141

Mortgage

Document Number	0000096021
Date	Dec 8, 2020
Instrument	2020R-096021

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	382 Months
Due	Oct 16, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141

Mortgage

Document Number	0000100558
Date	Dec 14, 2021
Instrument	2021R-100558

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 11, 2022
Property Address	317 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number	0000038387
Map Reference	MB 38 PG 118
Instrument Date	Jul 5, 2022
Instrument	2022R-038387
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 HERITAGE COMMONS CIR, 317, O FALLON, MO 63368-4141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WALTON BLVD, PORT ORANGE, FL 32129-2458

Tax Assessment & Valuation

The 2025 property tax bill for 317 Heritage Commons Cir was $1,655.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,116 (-)	$137,451 (-) Building $137,451
2025	$1,655.00	$26,116	$137,451
2023		$25,082
2022			$132,013 Building $132,013

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 Heritage Commons Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Heritage Commons Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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