Madison County property record for 327 5th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,366 sqft |
| Lot Size | 0.152 acres (6,643 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Aug 2026) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0017-0025 |
| Primary APN | R007-0017-0025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,366 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Lot Area | 6,643 sqft (0.152 acres) |
| Account Number | 53268 |
|---|---|
| Street Address | 327 5TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 327 FIFTH STREET |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
Source: Madison County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 20, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan HEARTHSIDE BANK CORP |
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jun 30, 2021 | Commissioner's Deed, Foreclosure |
| Oct 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2026 · Amount on Record |
| Deed Document Number | 202614372270 |
| Deed Book / Page | 887 / 587 |
| Prior Transfer Date | Jan 28, 2022 |
| Prior Transfer Doc | 0014076942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 31, 2026 |
| Property Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | 0014372270 |
| Book / Page | 887 / 587 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202614372270 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | 0014372273, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202614372273 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2440/65 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | M2440/65 |
| Instrument | 2014312822 |
| Name | HEARTHSIDE BANK CORP |
|---|---|
| Type | Bank |
| Address | HARLAN, KY 40831 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 16, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2257/338 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | M2257/338 |
| Instrument | 2014165194 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 30, 2021 |
| Property Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | 00D807/689 |
| Book / Page | D807 / 689 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2014043177 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 5, 2018 |
| Property Address | 327 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | D00765/347 |
| Book / Page | D00765 / 347 |
| Map Reference | DD754 PG370 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 2013982920 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 445, RICHMOND, KY 40476-0445 |
| Name | Verified Name |
|---|---|
| Address | 419 FRANCIS ST, RICHMOND, KY 40475-1617 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 (+940.23%) | $192,000 (+966.67%) | $192,000 (+966.67%) |
| 2023 | $174.00 (-0.57%) | $18,000 (-) | $18,000 (-) |
| 2022 | $175.00 | $18,000 | $18,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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