331 5th St, Richmond, KY 40475 Property Records

Madison County property record for 331 5th St, Richmond, KY 40475

Property Summary

Property TypeOther Improved
Details2,687 sqft
Lot Size0.158 acres (6,893 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (Sep 2019)
Tax Bill$810 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR007-0017-0026

Property Details

APN / Parcel Number

Primary APNR007-0017-0026
Alternative APNs
  • 106365
  • 143690
  • 73877

Interior

Stories2 Stories
Building Area2,687 sqft Total Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area6,893 sqft (0.158 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number73877
Street Address331 5TH ST
CityRICHMOND
StateKY
Zip40475-1195
Property CategoryOther
Property TypeOther > Other Improved
Legal Description2 BUILDINGS
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2005
Census Tract10602

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address331 5TH ST, 1, RICHMOND, KY 40475-1195
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 17, 2019Deed, Subdivision Related Transfer
PEOPLES BANK & TRUST CO OF MADISON
Apr 10, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleApr 10, 2018 · Amount on Record
Deed Document Number20192013998732
Deed Book / Page778 / 402
Last Transfer DateMay 7, 2021
Transfer DocD806/116
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON KY
Recording DateMay 28, 2021
Property Address331 5TH ST, RICHMOND, KY 40475-1195
Document NumberD806/116
Book / PageD806 / 116
Instrument DateMay 7, 2021
Instrument2014038819
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address331 5TH ST, 331, RICHMOND, KY 40475-1195

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 5TH ST, RICHMOND, KY 40475-1195

Mortgage

Document Number2014038821
DateMay 28, 2021
Instrument2014038821
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

September 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 17, 2019
Property Address331 5TH ST, RICHMOND, KY 40475-1195
Document NumberD00778/402
Book / PageD00778 / 402
Instrument DateSep 13, 2019
Instrument2013998732
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$84.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address160 WESLEY CT, 160, RICHMOND, KY 40475-8173

Transferred To (Grantee/Buyer)

NameVerified Name
Address2404 FRANKS WAY, LEXINGTON, KY 40509-1762

Mortgage

Document Number2013998733
DateSep 17, 2019
Instrument2013998733
Lender
NamePEOPLES BANK & TRUST CO OF MADISON
TypeBank
Agreement
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateApr 10, 2018
Property Address331 5TH ST, RICHMOND, KY 40475-1195
Document NumberD00757/731
Book / PageD00757 / 731
Instrument DateApr 9, 2018
Instrument2013974075
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Tax$41.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address172 CEDAR VALLEY RD, 172, BEREA, KY 40403-9615

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 WESLEY CT, RICHMOND, KY 40475-8173

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$810.00 (-2.88%)$86,000 (-)$86,000 (-)
2023$834.00 (-0.24%)$86,000 (-)$86,000 (-)
2022$836.00$86,000$86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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