Madison County property record for 317 5th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,244 sqft |
| Owner | Individual Name on Record |
| Last Sale | $118,500 (Jun 2019) |
| Tax Bill | $1,560 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0017-0023 |
| Primary APN | R007-0017-0023 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,244 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 53163 |
|---|---|
| Street Address | 317 5TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 & 2 |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 5TH ST, RICHMOND, KY 40475-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jun 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Mar 22, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Mar 22, 2017 · Amount on Record |
| Deed Document Number | 2013994653 |
| Deed Book / Page | D00775 / 189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 317 5TH ST, RICHMOND, KY 40475-1339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M01955/17 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | M01955/17 |
| Instrument | 2014015047 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 26, 2019 |
| Property Address | 317 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | D00775/189 |
| Book / Page | D00775 / 189 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2013994653 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | RAINBOW TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 FREYBROOK, 19, RICHMOND, KY 40475 |
| Name | Verified Name |
|---|---|
| Address | 317 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | 2013994654 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2013994654 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 22, 2017 |
| Property Address | 317 5TH ST, RICHMOND, KY 40475-1339 |
| Document Number | D00742/490 |
| Book / Page | D00742 / 490 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 2013956101 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 S MADISON AVE, 226, RICHMOND, KY 40475-2128 |
| Name | Verified Name |
|---|---|
| Address | 104 SUMMER GLENN CT, RICHMOND, KY 40475-8681 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,560.00 (-2.8%) Additional exemption filed | $165,500 (-) | $165,500 (-) |
| 2023 | $1,605.00 (-0.31%) | $165,500 (-) | $165,500 (-) |
| 2022 | $1,610.00 | $165,500 | $165,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures