3265 Olivera Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3265 Olivera Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,148 sqft · built 2017
Lot Size	0.146 acres (6,403 sqft)
Owner	2 Individual Names on File
Last Sale	$284,500 (Jan 2017)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Jan 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`148741`

Property Details

APN / Parcel Number

Primary APN	`148741`
Alternative APN	`272630291900010670`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,148 sqft Heated Area
Gross Area	3,709 sqft
1st Floor Area	1,356 sqft
Upper Floors Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Patio Area	400 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	148741
Street Address	3265 OLIVERA WAY
City	SAINT CLOUD
State	FL
Zip	34772-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAGIO PB 19 PG 43-45 LOT 67 ORD# 2015-06
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	2919
Legal Block	1
Legal Lot Number	67
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	43207

Owner

Source: Osceola County records · APN 148741

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3265 OLIVERA WAY, SAINT CLOUD, FL 34772-6706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	2017016461
Deed Book / Page	5093 / 2828
Record Updated	Jun 08, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 31, 2017
Property Address	3265 OLIVERA WAY, SAINT CLOUD, FL 34772-6706
Document Number	0050932828
Book / Page	005093 / 002828
Instrument Date	Jan 27, 2017
Instrument	16461
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,991.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	580 E 89TH ST BROOKLYN NY 112363245, BROOKLYN, NY 11236-3245

Mortgage

Document Number	50932830
Date	Jan 31, 2017
Book Page	005093/002830
Instrument	16462

Lender

Name	ANACO GROUP LLC
Address	8221 MOUNTAIN LAKE, FORT WORTH, TX 76179-3236

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,168.00 (+6.44%) Homeowner's exemption Senior Citizen's exemption	$287,430 (+5.99%)	$440,800 (+2.97%) Land $65,000 Building $375,800
2023	$3,916.00 (+3.68%) Homeowner's exemption Senior Citizen's exemption	$271,195 (+3%)	$428,100 (+16.81%) Land $60,000 Building $368,100
2022	$3,777.00 Homeowner's exemption Senior Citizen's exemption	$263,297	$366,500 Land $60,000 Building $306,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Lumen Technologies DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

Based on FCC filings for 429 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.