3258 Olivera Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3258 Olivera Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 2016
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2025)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-2919-0001-0570`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-2919-0001-0570`
Alternative APNs	`263027291900010570` `148731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,515 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	92 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3258 OLIVERA WAY
City	SAINT CLOUD
State	FL
Zip	34772-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAGIO PB 19 PG 43-45 LOT 57 ORD# 2015-06
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	2919
Legal Block	570
Legal Lot Number	57
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	43207

Owner

Source: Osceola County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3258 OLIVERA WAY, SAINT CLOUD, FL 34772-6707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HAMILTON GROUP FUNDING INC
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	202573163
Deed Book / Page	6802 / 1024
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3258 OLIVERA WAY, SAINT CLOUD, FL 34772-6707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057561498
Date	Jul 17, 2020
Book Page	5756/1498
Instrument	2020093405

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 2, 2021
Property Address	3258 OLIVERA WAY, SAINT CLOUD, FL 34772-6707
Document Number	0058820001
Book / Page	5882 / 1
Map Reference	MB 19 PG 43-45
Instrument Date	Jan 4, 2021
Instrument	2021014397
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3258 OLIVERA WAY, 3258, SAINT CLOUD, FL 34772-6707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3258 OLIVERA WAY, SAINT CLOUD, FL 34772-6707

Mortgage

Document Number	0000058823
Date	Feb 2, 2021
Instrument	5882/3

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,110.00 (+5.82%)	$285,300 (+3.33%) Land $65,000 Building $220,300	$285,300 (+3.33%) Land $65,000 Building $220,300
2023	$4,829.00 (+11.42%)	$276,100 (+14.9%) Land $60,000 Building $216,100	$276,100 (+14.9%) Land $60,000 Building $216,100
2022	$4,334.00	$240,300 Land $60,000 Building $180,300	$240,300 Land $60,000 Building $180,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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