Osceola County property record for 3260 Olivera Way, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,092 sqft · built 2016 |
| Lot Size | 0.105 acres (4,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,200 (Apr 2016) |
| Tax Bill | $7,248 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148730 |
| Primary APN | 148730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Heated Area |
| Gross Area | 3,747 sqft |
| 1st Floor Area | 1,328 sqft |
| Upper Floors Area | 1,764 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,617 sqft (0.105 acres) |
| Lot Dimensions | 92 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 148730 |
|---|---|
| Street Address | 3260 OLIVERA WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAGIO PB 19 PG 43-45 LOT 56 ORD# 2015-06 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | VILLAGIO |
| Legal Tract | 2919 |
| Legal Block | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43207 |
3260 Olivera Way is owned and occupied by an individual who bought it in April 2016.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3260 OLIVERA WAY, SAINT CLOUD, FL 34772-6707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on File |
| Deed Sale | Apr 20, 2016 · Amount on File |
| Deed Document Number | 2016059498 |
| Deed Book / Page | 4946 / 2838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3260 OLIVERA WAY, SAINT CLOUD, FL 34772-6707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0057701918 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 5770/1918 |
| Instrument | 2020104094 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3260 Olivera Way was $7,248.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,248.00 | $430,500 Land $65,000 Building $365,500 | $430,500 Land $65,000 Building $365,500 |
| 2023 | $6,376.00 (+12.29%) | $418,100 (+16.89%) Land $60,000 Building $358,100 | $418,100 (+16.89%) Land $60,000 Building $358,100 |
| 2022 | $5,678.00 | $357,700 Land $60,000 Building $297,700 | $357,700 Land $60,000 Building $297,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3260 Olivera Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3260 Olivera Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| CenturyLink DSL | 140 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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