Greene County property record for 3265 Heritage Trace Dr E, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,686 sqft · built 1998 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jan 2021) |
| Tax Bill | $8,567 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-0002-0016.0-0239.00 |
| Primary APN | L32-0002-0016.0-0239.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,193 sqft |
| Finished Basement | 1,193 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Width | 90 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3265 HERITAGE TRACE DR E |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-8753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KABLES MILL PHS 1 SEC 3 LOT 114 0.320AC 3265 HERITAGE TRACE DR E |
| Legal Subdivision | KABLES MILL |
| Legal Phase | 1 |
| Legal Lot Number | 114 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | SUGARCREEK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 220102 |
Source: Greene County records · APN L32-0002-0016.0-0239.00
Assessment roll updated March 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3265 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 25, 2018 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 20211002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jan 14, 2021 |
| Property Address | 3265 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000001002 |
| Map Reference | CAB 30 PG 393B-395A |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021001002 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3265 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000001003 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021001003 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jun 25, 2018 |
| Property Address | 3265 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000010189 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 2018010189 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3265 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000010190 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018010190 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Sugarcreek Township |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,567.00 (+1.26%) | $150,090 (-) Land $24,410 Building $125,680 | |
| 2024 | $8,460.00 (-0.38%) | $150,090 (-) Land $24,410 Building $125,680 | |
| 2023 | $8,492.00 (+4.79%) | $150,090 (+26.93%) Land $24,410 Building $125,680 | $428,830 (+26.93%) Land $69,750 Building $359,080 |
| 2022 | $8,104.00 | $118,250 Land $19,530 Building $98,720 | |
| 2020 | $337,850 Land $55,800 Building $282,050 |
Source: FEMA National Flood Hazard Layer as of March 28, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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