Greene County property record for 3255 Heritage Trace Dr E, Bellbrook, OH 45305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,442 sqft · built 1999 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Dec 2025) |
| Tax Bill | $8,517 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-0002-0016.0-0237.00 |
| Primary APN | L32-0002-0016.0-0237.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,507 sqft (0.356 acres) |
| Lot Width | 70 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3255 HERITAGE TRACE DR E |
|---|---|
| City | BELLBROOK |
| State | OH |
| Zip | 45305-8753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KABLES MILL PHS 1 SEC 3 LOT 112 0.356AC 3255 HERITAGE TRACE DR E |
| Legal Subdivision | KABLES MILL |
| Legal Phase | 1 |
| Legal Lot Number | 112 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | SUGARCREEK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 220102 |
Source: Greene County records · APN L32-0002-0016.0-0237.00
Assessment roll updated March 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU |
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Jun 11, 2020 | Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF HEBBRONV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 202519955 |
| Prior Transfer Date | Aug 10, 1999 |
| Prior Transfer Doc | 0000023538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Dec 17, 2025 |
| Property Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000019955 |
| Map Reference | CAB 30 PG 393B394A39 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 2025019955 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000019956 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025019956 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jul 10, 2023 |
| Property Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000009055 |
| Map Reference | CAB 30 PG 393B&394A |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023009055 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009056 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023009056 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jun 11, 2020 |
| Property Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000010536 |
| Map Reference | CAB 30 PG 393B&394A |
| Instrument Date | May 20, 2020 |
| Instrument | 2020010536 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3255 HERITAGE TRACE DR E, BELLBROOK, OH 45305-8753 |
| Document Number | 0000010537 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020010537 |
| Name | THE FIRST NATIONAL BANK OF HEBBRONV |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 22, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Sugarcreek Township |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,517.00 (-1.14%) | $152,340 (-) Land $26,480 Building $125,860 | |
| 2024 | $8,615.00 (+2.13%) | $152,340 (-) Land $26,480 Building $125,860 | |
| 2023 | $8,435.00 (+4.7%) | $152,340 (+26.79%) Land $26,480 Building $125,860 | $435,270 (+26.8%) Land $75,660 Building $359,610 |
| 2022 | $8,056.00 | $120,150 Land $21,190 Building $98,960 | |
| 2020 | $343,260 Land $60,530 Building $282,730 |
Source: FEMA National Flood Hazard Layer, Greene County (39057C), updated March 28, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390572201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 273 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures