Lapeer County property record for 3265 Baldwin Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,406 sqft · built 1971 |
| Lot Size | 0.986 acres (42,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,000 (Oct 2023) |
| Tax Bill | $3,278 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-320-003-00 |
| Primary APN | 015-320-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 456 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Lot Area | 42,950 sqft (0.986 acres) |
| Lot Dimensions | 190 ft deep x 226 ft wide |
| Garage Area | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3265 BALDWIN RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T6N R10E METAMORA SHORES LOTS 3 & 4. |
| Legal Subdivision | METAMORA SHORES |
| Legal Lot Number | 3-4 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Oct 16, 2023 | Warranty Deed, Transfer |
| Jan 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Prior Sale | Jan 26, 2023 · Amount on Record |
| Deed Book / Page | 3372 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 58528 KERR CREEK RD, THREE RIVERS, MI 49093-8916 |
| Document Number | 0033700882 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 3370/882 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 16, 2023 |
| Property Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Document Number | 0033720224 |
| Book / Page | 3372 / 224 |
| Map Reference | LB 4 PG 46 |
| Instrument Date | Oct 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Name | Verified Name |
|---|---|
| Address | 58528 KERR CREEK RD, THREE RIVERS, MI 49093-8916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 26, 2023 |
| Property Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Document Number | 0033350175 |
| Book / Page | 3335 / 175 |
| Map Reference | LB 4 PG 46&47 |
| Instrument Date | Jan 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Name | Verified Name |
|---|---|
| Address | 3265 BALDWIN RD, METAMORA, MI 48455-9756 |
| Document Number | 0003335176 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 3335/176 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,400 (+5.97%) | $294,800 (+5.97%) | |
| 2025 | $3,278.00 (+77.38%) Homeowner's exemption | $139,100 (+23.64%) | $278,200 (+23.64%) |
| 2023 | $112,500 | $225,000 | |
| 2022 | $1,848.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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