3238 Baldwin Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3238 Baldwin Rd, Metamora, MI 48455

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1.5 ba · 1,884 sqft · built 1938
Lot Size	43.3 acres (1,887,890 sqft)
Owner	Company Name on Record
Last Sale	$270,000 (Feb 2017)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-001-001-90`

Property Details

APN / Parcel Number

Primary APN	`010-001-001-90`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,884 sqft Total Area
1st Floor Area	1,104 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	1,887,890 sqft (43.3 acres)
Garage Area	384 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3238 BALDWIN RD
City	METAMORA
State	MI
Zip	48455-9756
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AR
Legal Description	T6N R9E, SEC 1 PT OF NE 1/4 OF SEC BEG AT E 1/4 CORN TH N 88 DEG 48'00 W 137.18 FT; TH N 1 DEG 30'00 E 125 FT; TH N 88 DEG
Legal Range	09E
Legal Township	06N
Legal Section	01
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1001
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3238 BALDWIN RD, METAMORA, MI 48455-9756
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage ELGA CU
Feb 2, 2017	Warranty Deed, Transfer · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Deed Book / Page	2875 / 588
Last Transfer Date	May 6, 2024
Transfer Doc	0034000598
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3238 BALDWIN RD, METAMORA, MI 48455-9756
Document Number	0030660232
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3238 BALDWIN RD METAMORA MI 484559756, METAMORA, MI 48455-9756

Mortgage

Document Number	0030660232
Date	Dec 5, 2019
Book Page	003066/000232

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2034

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 2, 2017
Property Address	3238 BALDWIN RD, METAMORA, MI 48455-9756
Document Number	0028750588
Book / Page	002875 / 000588
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4180 MILLINGTON RD CLIFFORD MI 487279716, CLIFFORD, MI 48727-9716

Mortgage

Document Number	28750592
Date	Feb 2, 2017
Book Page	002875/000592

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,300 (-5.15%)	$740,600 (-5.15%)
2025	$4,075.00 (+4.17%) Homeowner's exemption	$390,400 (+44.97%)	$780,800 (+44.97%)
2024	$3,912.00 (+10.54%)
2023		$269,300	$538,600
2022	$3,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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