Lapeer County property record for 3277 Baldwin Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,048 sqft · built 1969 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Oct 2025) |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-320-001-00 |
| Primary APN | 015-320-001-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood Siding |
| Lot Area | 25,875 sqft (0.594 acres) |
| Lot Dimensions | 332 ft deep x 78 ft wide |
| Garage Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3277 BALDWIN RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T6N R10E METAMORA SHORES LOT 1. |
| Legal Subdivision | METAMORA SHORES |
| Legal Lot Number | 1 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41364 LLORAC LN, NORTHVILLE, MI 48167-9049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Mar 25, 2025 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Deed Book / Page | 3482 / 885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3277 BALDWIN RD, METAMORA, MI 48455-9756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3277 BALDWIN RD, PECK, MI 48466 |
| Document Number | 0033200747 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 3320/747 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | UTICA, MI 48316 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 154 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3277 BALDWIN RD, METAMORA, MI 48455-9756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3277 BALDWIN RD, METAMORA, MI 48455-9756 |
| Document Number | 0034480820 |
|---|---|
| Date | Mar 25, 2025 |
| Book Page | 3448/820 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | 400 E 9 MILE RD, FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 15, 2025 |
| Property Address | 3277 BALDWIN RD, METAMORA, MI 48455-9756 |
| Document Number | 0034820885 |
| Book / Page | 3482 / 885 |
| Map Reference | LB 4 PG 46 & 47 |
| Instrument Date | Oct 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3277 BALDWIN RD, METAMORA, MI 48455-9756 |
| Name | Verified Name |
|---|---|
| Address | 41364 LLORAC LN, NORTHVILLE, MI 48167-9049 |
| Document Number | 0003485166 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 3485/166 |
| Name | NEXT DOOR LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,200 (+15.02%) | $404,400 (+15.02%) | |
| 2025 | $3,206.00 (+3.22%) Homeowner's exemption | $175,800 (+16.12%) | $351,600 (+16.12%) |
| 2024 | $3,106.00 (+11.33%) | ||
| 2023 | $151,400 | $302,800 | |
| 2022 | $2,790.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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