Lane County property record for 32642 Howard Loop, Cottage Grove, OR 97424
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1998 |
| Lot Size | 2.8 acres (122,404 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-04-10-02702-000 |
| Primary APN | 21-03-04-10-02702-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Finished Area |
| Year Built | Built 1998 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 122,404 sqft (2.8 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 1595089 |
|---|---|
| Street Address | 32642 HOWARD LOOP |
| City | COTTAGE GROVE |
| State | OR |
| Zip | 97424-2800 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RR2-RURAL RES (2 AC MIN) |
| Legal Description | SEC/TWN/RNG/MER:SEC 04 TWN 21 RNG 03 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 04 |
| Legal Quarter | NE |
| Legal Subdivision | LAND PARTITION 96-P0898 |
| Legal Lot Number | 2702 |
| Jurisdiction | LANE OR |
| Township / Civil Division | COTTAGE GROVE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1302 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32642 HOWARD LOOP, COTTAGE GROVE, OR 97424-2800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2006 |
| Deed Sale | May 30, 2006 |
| Deed Document Number | 2017-021414 |
| Prior Transfer Date | Dec 30, 1997 |
| Prior Transfer Doc | 9788012 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 32642 HOWARD LOOP, COTTAGE GROVE, OR 97424-2800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024458 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 2017-024458 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | COTTAGE GROVE, OR 97424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | South Lane School District 45J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,966.00 (+4.63%) | $170,659 (+6.09%) | $373,985 (+7.06%) Land $199,265 Building $174,720 |
| 2023 | $1,879.00 (+4.56%) | $160,864 (+3%) | $349,332 (+4.98%) Land $175,795 Building $173,537 |
| 2022 | $1,797.00 | $156,179 | $332,764 Land $175,795 Building $156,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1996–2025) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Hunter Communications, T-Mobile.
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