Lane County property record for 32568 Howard Loop, Cottage Grove, OR 97424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1978 |
| Lot Size | 1.41 acres (61,419 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $255,850 (Feb 2003) |
| Tax Bill | $4,741 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-04-10-02000-000 |
| Primary APN | 21-03-04-10-02000-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 61,419 sqft (1.41 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 4,000 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 1,944 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1259546 |
|---|---|
| Street Address | 32568 HOWARD LOOP |
| City | COTTAGE GROVE |
| State | OR |
| Zip | 97424-2840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | TL 02000 |
| Legal Range | 03 |
| Legal Township | 21 |
| Legal Section | 04 |
| Legal Subdivision | HOWARD HILLS FIRST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2000 |
| Jurisdiction | LANE OR |
| Township / Civil Division | COTTAGE GROVE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1302 |
Source: Lane County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 32568 HOWARD LOOP, COTTAGE GROVE, OR 97424-2840 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 29, 2024 | Intrafamily Transfer, Transfer |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2003 · Amount on Record |
| Deed Sale | Feb 24, 2003 · Amount on Record |
| Prior Sale | Feb 24, 2003 · Amount on Record |
| Deed Document Number | 200316200 |
| Last Transfer Date | Feb 23, 2024 |
| Transfer Doc | 0000005342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Feb 29, 2024 |
| Property Address | 32568 HOWARD LOOP, COTTAGE GROVE, OR 97424-2840 |
| Document Number | 0000005342 |
| Map Reference | FILE 73 SL 1 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2024-005342 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 32568 HOWARD LOOP, COTTAGE GROVE, OR 97424-2840 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 32568 HOWARD LOOP, COTTAGE GROVE, OR 97424-2840 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047913 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017-047913 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | South Lane School District 45J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,741.00 (+4.34%) | $421,548 (+6.09%) | $676,854 (+7.5%) Land $185,069 Building $491,785 |
| 2023 | $4,544.00 (+4.63%) | $397,350 (+3%) | $629,628 (-0.41%) Land $164,193 Building $465,435 |
| 2022 | $4,343.00 | $385,777 | $632,243 Land $164,193 Building $468,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (1996–2025) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: DFN, Hunter Communications.
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