32626 Howard Loop, Cottage Grove, OR 97424 Property Records

Lane County property record for 32626 Howard Loop, Cottage Grove, OR 97424

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,080 sqft · built 1995
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jul 1997)
Tax Bill	$1,352 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-04-10-02701-000`

Property Details

APN / Parcel Number

Primary APN	`21-03-04-10-02701-000`
Alternative APN	`1259405`

Interior

Full Baths	2 Baths
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 1995
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1259405
Street Address	32626 HOWARD LOOP
City	COTTAGE GROVE
State	OR
Zip	97424-2800
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR2-RURAL RES (2 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 04 TWN 21 RNG 03
Legal Range	03W
Legal Township	21S
Legal Section	04
Legal Quarter	NE
Legal Subdivision	LAND PARTITION 96-P0898
Legal Lot Number	2701
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1023
Census Tract	1302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32626 HOWARD LOOP, COTTAGE GROVE, OR 97424-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 23, 2017	Deed of Trust, Mortgage NORTHWEST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1997 · Amount on Record
Deed Sale	Jul 23, 1997 · Amount on Record
Deed Document Number	0000049617
Deed Book / Page	12594
Last Transfer Date	Aug 10, 2021
Transfer Doc	0000052333
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Aug 10, 2021
Property Address	32626 HOWARD LOOP, COTTAGE GROVE, OR 97424-2800
Document Number	0000052333
Instrument Date	Aug 6, 2021
Instrument	2021-052333
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32626 HOWARD LOOP, COTTAGE GROVE, OR 97424-2800

Mortgage

Document Number	0000052334
Date	Aug 10, 2021
Instrument	2021-052334

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	32626 HOWARD LOOP, COTTAGE GROVE, OR 97424-2800
Document Number	0000004145
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32626 HOWARD LOOP COTTAGE GROVE OR 974242800, COTTAGE GROVE, OR 97424-2800

Mortgage

Document Number	0000004145
Date	Jan 27, 2017
Instrument	4145

Lender

Name	NORTHWEST CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2037

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00 (+4.81%)	$115,210 (+6.09%)	$292,806 (+9.46%) Land $186,811 Building $105,995
2023	$1,290.00 (+4.45%)	$108,598 (+3%)	$267,500 (+3.55%) Land $164,714 Building $102,786
2022	$1,235.00	$105,435	$258,338 Land $164,714 Building $93,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500

May also be available: Hunter Communications, Spectrum, T-Mobile.

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