Sumter County property record for 3264 Sennett Cir, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,986 sqft · built 2020 |
| Lot Size | 0.255 acres (11,125 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,965 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181823D18B117 |
| Primary APN | 181823D18B117 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,986 sqft Living Area |
|---|---|
| Gross Area | 2,778 sqft |
| 1st Floor Area | 1,986 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 11,125 sqft (0.255 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 420 sqft |
| Porch | Screened Porch |
| Street Address | 3264 SENNETT CIR |
|---|---|
| City | OXFORD |
| State | FL |
| Zip | 34484-3485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 117 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PHASE ONE |
| Legal Lot Number | 117 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 910100 |
Source: Sumter County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION |
| Aug 10, 2026 | Affidavit, Transfer |
| Feb 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Feb 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Document Number | 0000039425 |
| Book / Page | 5191 / 682 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202639425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Document Number | 0000039425, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 5191/682 |
| Instrument | 202639425 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 10, 2026 |
| Property Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Document Number | 0000040598 |
| Book / Page | 5197 / 13 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202640598 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Document Number | 0044180001 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 4418/1 |
| Instrument | 202360005833 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Feb 11, 2021 |
| Property Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Document Number | 0039200053 |
| Book / Page | 3920 / 53 |
| Map Reference | MB 15 PG 25&25A-25D |
| Instrument Date | Jan 11, 2021 |
| Instrument | 202160006761 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 3264 SENNETT CIR, OXFORD, FL 34484-3485 |
| Document Number | 0000392054 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 3920/54 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,965.00 (+5.59%) Homeowner's exemption | $305,560 (+5.98%) | $361,740 (+16.36%) Land $27,810 Building $333,930 |
| 2024 | $3,755.00 (+10.54%) | ||
| 2023 | $3,397.00 (+2.35%) Additional exemption filed | $288,310 (+3%) | $310,870 (+11.06%) Land $27,810 Building $283,060 |
| 2022 | $3,319.00 Homeowner's exemption | $279,920 Land $15,000 Building $264,920 | $279,920 Land $15,000 Building $264,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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