3263 Sennett Cir, Oxford, FL 34484 Property Records

Sumter County property record for 3263 Sennett Cir, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,032 sqft · built 2019
Lot Size0.189 acres (8,247 sqft)
Owner2 Trust Names on Record
Last Sale$259,657 (Mar 2019)
Tax Bill$4,433 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN181823D18B183

Property Details

APN / Parcel Number

Primary APN181823D18B183
Alternative APNs
  • D18B183
  • 1018330

Interior

Building Area2,032 sqft Living Area
Gross Area3,050 sqft
1st Floor Area2,032 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialWood
Construction TypeSteel Frame
Lot Area8,247 sqft (0.189 acres)
Garage TypeAttached
Garage Area628 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area434 sqft

Location & Zoning

Street Address3263 SENNETT CIR
CityOXFORD
StateFL
Zip34484-3486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 183 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PHASE ONE
Legal Lot Number183
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2046
Census Tract910100

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address10377 SILVER MAPLE AVE, OXFORD, FL 34484-3806
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Jul 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 27, 2019Warranty Deed, Transfer · ARM
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Deed Document Number201910996
Deed Book / Page3543 / 353
Last Transfer DateJun 26, 2019
Transfer Doc0035940184
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address3263 SENNETT CIR, OXFORD, FL 34484-3486
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyFREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3263 SENNETT CIR, OXFORD, FL 34484-3486

Mortgage

Document Number0039120601
DateFeb 3, 2021
Book Page3912/601
Instrument202160005004
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJan 1, 2036

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJul 10, 2019
Property Address3263 SENNETT CIR, OXFORD, FL 34484-3486
Document Number0035940184
Book / Page003594 / 000184
Instrument DateJun 26, 2019
Instrument60026670
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3263 SENNETT CIR OXFORD FL 344843486, OXFORD, FL 34484-3486

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateMar 27, 2019
Property Address3263 SENNETT CIR, OXFORD, FL 34484-3486
Document Number0035430353
Book / Page3543 / 0353
Map ReferenceMB 15 PG 25&25A-25D
Instrument DateMar 20, 2019
Instrument201960010996
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,817.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3263 SENNETT CIR, OXFORD, FL 34484-3486

Mortgage

Document Number201960010997
DateMar 27, 2019
Instrument201960010997
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.06%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.06%
Index1-Year LIBOR
Max Rate9.06%

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,433.00 (+5.88%)$310,900 (+29.19%) Land $18,560 Building $292,340$310,900 (+29.19%) Land $18,560 Building $292,340
2024$4,187.00 (+26.73%)
2023$3,304.00 (+40.54%)$240,660 (+15.86%) Land $18,560 Building $222,100$240,660 (+4.63%) Land $18,560 Building $222,100
2022$2,351.00 Homeowner's exemption$207,710$230,010 Land $15,000 Building $215,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people · EPA ID FL6600331
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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