Sumter County property record for 3259 Sennett Cir, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 2,270 sqft · built 2018 |
| Lot Size | 0.19 acres (8,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,400 (Mar 2018) |
| Tax Bill | $3,884 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D18B181 |
| Primary APN | D18B181 |
|---|---|
| Alternative APN |
|
| Building Area | 2,270 sqft Heated Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Construction Type | Concrete |
| Lot Area | 8,311 sqft (0.19 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 549 sqft |
| Account Number | 1018328 |
|---|---|
| Street Address | 3259 SENNETT CIR |
| City | OXFORD |
| State | FL |
| Zip | 34484-3486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 181 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 181 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 910100 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3259 SENNETT CIR, OXFORD, FL 34484-3486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Deed Document Number | 201860009868 |
| Deed Book / Page | 3385 / 0764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3259 SENNETT CIR, OXFORD, FL 34484-3486 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3259 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0040910200 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 4091/200 |
| Instrument | 202160049546 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Mar 23, 2018 |
| Property Address | 3259 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0033850764 |
| Book / Page | 3385 / 0764 |
| Map Reference | MB15 PG25&25A-25D |
| Instrument Date | Mar 8, 2018 |
| Instrument | 201860009868 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,186.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 LAKE SUMTER LNDG, 1020, THE VILLAGES, FL 32162-2699 |
| Name | Verified Name |
|---|---|
| Address | 3259 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 201860009869 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 201860009869 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,580 (+5.98%) | $384,980 (-3.82%) Land $18,700 Building $366,280 | |
| 2024 | $3,884.00 (+10.28%) | ||
| 2023 | $3,522.00 (+2.32%) Additional exemption filed | $297,760 (+3%) | $400,250 (+23.89%) Land $18,700 Building $381,550 |
| 2022 | $3,442.00 Homeowner's exemption | $289,090 | $323,070 Land $15,000 Building $308,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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