St. Louis County property record for 3261 Zimmerman Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,344 sqft · built 1981 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,500 (Jul 2011) |
| Tax Bill | $3,842 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-01360 |
| Primary APN | 415-0010-01360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Gross Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 780 sqft |
| Deck Area | 84 sqft |
| Storage Building | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 919211 |
|---|---|
| Street Address | 3261 ZIMMERMAN RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | W 1/2 OF SE 1/4 OF NW 1/4, EX N 1/2 ANDEX E1/2 OF S1/2 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 05 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3261 ZIMMERMAN RD, DULUTH, MN 55804-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST |
| Aug 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage LAKE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2011 · Amount on Record |
| Deed Sale | Jul 15, 2011 · Amount on Record |
| Prior Sale | May 8, 2008 · Amount on Record |
| Deed Document Number | 2011902302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3261 ZIMMERMAN RD, DULUTH, MN 55804-9602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3261 ZIMMERMAN RD, DULUTH, MN 55804-9602 |
| Document Number | 0001095641 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 1095641 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3261 ZIMMERMAN RD, DULUTH, MN 55804-9602 |
| Document Number | 00T1028829 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3261 ZIMMERMAN RD DULUTH MN 558049602, DULUTH, MN 55804-9602 |
| Document Number | 00T1028829 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | T1028829 |
| Name | LAKE BK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2035 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,842.00 (+6.37%) Homeowner's exemption | ||
| 2025 | $3,612.00 (-0.22%) Homeowner's exemption | $357,000 (+8.08%) Land $90,800 Building $266,200 | $357,000 (+8.08%) Land $90,800 Building $266,200 |
| 2024 | $3,620.00 | $330,300 (+1.82%) Land $84,000 Building $246,300 | $330,300 (+1.82%) Land $84,000 Building $246,300 |
| 2022 | $324,400 Land $80,200 Building $244,200 | $324,400 Land $80,200 Building $244,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
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