St. Louis County property record for 3186 Zimmerman Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,311 sqft · built 1999 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jul 2024) |
| Tax Bill | $4,408 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-01415 |
| Primary APN | 415-0010-01415 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,311 sqft Gross Area |
| 1st Floor Area | 1,095 sqft |
| Basement Area | 821 sqft |
| Finished Basement | 821 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Dome |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Area | 1,152 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 391 sqft |
| Deck Area | 193 sqft |
| Storage Building | 120 sqft |
| Pole Barn | 1,104 sqft |
| Sauna | Sauna |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1168311 |
|---|---|
| Street Address | 3186 ZIMMERMAN RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | N1/2 OF NE1/4 OF SE1/4 EX E1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 05 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3186 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU |
| Feb 9, 2018 | Deed of Trust, Mortgage · Line of Credit HARBOR PT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on Record |
| Deed Sale | Jul 10, 2024 · Amount on Record |
| Deed Document Number | 20241491293 |
| Prior Transfer Date | Feb 9, 2024 |
| Prior Transfer Doc | 0001483310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 20, 2024 |
| Property Address | 3186 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Document Number | 0001483309 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 1483309 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3186 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3186 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Document Number | 00A1381723 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3186 ZIMMERMAN RD DULUTH MN 558049604, DULUTH, MN 55804-9604 |
| Document Number | 00A1381723 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | A1381723 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3186 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Document Number | 00A1366771 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3186 ZIMMERMAN RD DULUTH MN 558049604, DULUTH, MN 55804-9604 |
| Document Number | 00A1366771 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | A1366771 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 4, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3186 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Document Number | 00A1327675 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3186 ZIMMERMAN RD DULUTH MN 558049604, DULUTH, MN 55804-9604 |
| Document Number | 00A1327675 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | A1327675 |
| Name | HARBOR PT CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 13, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,408.00 (+55.76%) Homeowner's exemption | ||
| 2025 | $2,830.00 (-5.1%) Homeowner's exemption | $384,400 (+52.3%) Land $97,500 Building $286,900 | $384,400 (+52.3%) Land $97,500 Building $286,900 |
| 2024 | $252,400 (+2.14%) Land $90,000 Building $162,400 | $252,400 (+2.14%) Land $90,000 Building $162,400 | |
| 2023 | $2,982.00 Homeowner's exemption | ||
| 2022 | $247,100 Land $86,000 Building $161,100 | $247,100 Land $86,000 Building $161,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
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