St. Louis County property record for 3194 Zimmerman Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,344 sqft |
| Lot Size | 18.1 acres (788,872 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jan 2024) |
| Tax Bill | $2,524 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-01425 |
| Primary APN | 415-0010-01425 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Gross Area |
| 1st Floor Area | 1,344 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 788,872 sqft (18.1 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1160841 |
|---|---|
| Street Address | 3194 ZIMMERMAN RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 OF SE1/4, EXCEPT THE WEST 660 FEETTHEREOF; AND EXCEPT THE NORTHERLY 350 FEET OFTHE WESTERLY 235 FEET OF E1/2 OF NW1/4 |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 05 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1620 16TH AVE NW, ROCHESTER, MN 55901-1656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Dec 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Jan 8, 2024 | Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Deed Document Number | 20241075964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3194 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1620 16TH AVE NW, ROCHESTER, MN 55901-1656 |
| Document Number | 0001079380 |
|---|---|
| Date | May 17, 2024 |
| Instrument | 1079380 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MINOT, ND 58701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 3, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3194 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1620 16TH AVE NW, ROCHESTER, MN 55901-1656 |
| Document Number | 0001086391 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 1086391 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MINOT, ND 58701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 8, 2024 |
| Property Address | 3194 ZIMMERMAN RD, DULUTH, MN 55804-9604 |
| Document Number | 0001075964 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 1075964 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | UNKNOWN, DCA TITLE THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1620-16TH AVE NW, ROCHESTER, MN 55901-1656 |
| Document Number | 0001075965 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 1075965 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Apr 1, 2029 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,524.00 (+367.41%) Homeowner's exemption | ||
| 2025 | $540.00 (-17.68%) Homeowner's exemption | $248,500 (+235.36%) Land $109,100 Building $139,400 | $248,500 (+235.36%) Land $109,100 Building $139,400 |
| 2024 | $74,100 (+3%) Land $74,100 | $74,100 (+3%) Land $74,100 | |
| 2023 | $656.00 | ||
| 2022 | $57,000 Land $57,000 | $57,000 Land $57,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
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