3261 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3261 Toscana Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,892 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Nov 2021)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`272630540800010340`

Property Details

APN / Parcel Number

Primary APN	`272630540800010340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,892 sqft Heated Area
Gross Area	4,017 sqft
1st Floor Area	1,128 sqft
Upper Floors Area	1,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3261 TOSCANA DR
City	SAINT CLOUD
State	FL
Zip	34772-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGIO REPLAT 1 PB 24 PG 31 LOT 34
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	5408
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 5, 2017	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	2021178530
Deed Book / Page	6088 / 1935
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0059461861
Date	Apr 29, 2021
Book Page	5946/1861
Instrument	2021065128

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 17, 2021
Property Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0060881935
Book / Page	6088 / 1935
Map Reference	MB 24 PG 31
Instrument Date	Nov 10, 2021
Instrument	2021178530
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	LEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 700979, SAINT CLOUD, FL 34770-0979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0060881937
Date	Nov 17, 2021
Instrument	6088/1937

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2017
Property Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0050810911
Book / Page	5081 / 0911
Map Reference	MB24 PG31
Instrument Date	Jan 4, 2017
Instrument	2017002452
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,004.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3261 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0050810913
Date	Jan 5, 2017
Instrument	5081/0913

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,145.00 (+5.88%) Homeowner's exemption	$386,231 (+5.99%)	$426,300 (+3.05%) Land $65,000 Building $361,300
2023	$5,804.00 (+3.35%) Homeowner's exemption	$364,414 (+3%)	$413,700 (+16.93%) Land $60,000 Building $353,700
2022	$5,616.00 Homeowner's exemption	$353,800 Land $60,000 Building $293,800	$353,800 Land $60,000 Building $293,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Toscana Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures