3252 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3252 Toscana Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 2016
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2023)
Tax Bill	$7,195 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-2919-0001-0700`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-2919-0001-0700`
Alternative APNs	`263027291900010700` `148744`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	3,573 sqft
1st Floor Area	1,128 sqft
Upper Floors Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	92 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft
Patio Area	674 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3252 TOSCANA DR
City	SAINT CLOUD
State	FL
Zip	34772-6709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAGIO PB 19 PG 43-45 LOT 70 ORD# 2015-06
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO
Legal Tract	2919
Legal Block	700
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	43207

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Jan 4, 2017	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jan 4, 2017 · Amount on Record
Deed Document Number	202370183
Deed Book / Page	6417 / 119
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 1, 2023
Property Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709
Document Number	0064170119
Book / Page	6417 / 119
Map Reference	MB 19 PG 43-45
Instrument Date	May 30, 2023
Instrument	2023070183
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5780 NW 60TH AVE # AVEF112, AVEF112, TAMARAC, FL 33319-2386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709

Mortgage

Document Number	0064170121
Date	Jun 1, 2023
Book Page	6417/121
Instrument	2023070184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709

Mortgage

Document Number	0062070325
Date	May 4, 2022
Book Page	6207/325
Instrument	2022070787

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 4, 2017
Property Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709
Document Number	0050801962
Book / Page	5080 / 1962
Map Reference	MB19 PG43-45
Instrument Date	Dec 30, 2016
Instrument	2017001782
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 TOSCANA DR, SAINT CLOUD, FL 34772-6709

Mortgage

Document Number	0050801964
Date	Jan 4, 2017
Instrument	5080/1964

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,195.00 (+179,775%)	$401,800 (+62.39%) Land $65,000 Building $336,800	$401,800 (+2.97%) Land $65,000 Building $336,800
2023	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$247,422 (+3%)	$390,200 (+16.44%) Land $60,000 Building $330,200
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$240,216	$335,100 Land $60,000 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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