3259 Toscana Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3259 Toscana Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 2017
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Nov 2017)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-5408-0001-0330`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-5408-0001-0330`
Alternative APN	`263027540800010330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,878 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3259 TOSCANA DR
City	SAINT CLOUD
State	FL
Zip	34772-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGIO REPLAT 1 PB 24 PG 31 LOT 33
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	VILLAGIO REPLAT 1
Legal Tract	5408
Legal Block	330
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 17, 2026	Intrafamily Transfer, Transfer · Line of Credit WEST CAPITAL LENDING INC
Nov 21, 2017	Special Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Apr 25, 2017	Warranty Deed, Transfer COMMUNITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	2017166171
Deed Book / Page	5242 / 1569
Last Transfer Date	Feb 17, 2026
Transfer Doc	0069381317
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0060950217
Date	Nov 29, 2021
Book Page	6095/217
Instrument	2021183343

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0069351965
Date	Mar 11, 2026
Book Page	6935/1965
Instrument	2026032037

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 17, 2026
Property Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0069381317
Book / Page	6938 / 1317
Map Reference	MB 24 PG 31
Instrument Date	Feb 17, 2026
Instrument	2026034829
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708

Mortgage

Document Number	0069351965
Date	Mar 17, 2026
Instrument	6935/1965

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2017
Property Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0052421569
Book / Page	5242 / 1569
Map Reference	MB24 PG31
Instrument Date	Nov 17, 2017
Instrument	2017166171
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH-20, 4307, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3259 TOSEANN DR, SAINT CLOUD, FL 34772

Mortgage

Document Number	2017166172
Date	Nov 21, 2017
Instrument	2017166172

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 25, 2017
Property Address	3259 TOSCANA DR, SAINT CLOUD, FL 34772-6708
Document Number	0051370963
Book / Page	005137 / 000963
Instrument Date	Apr 17, 2017
Instrument	60992
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	COMMUNITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+3.56%) Homeowner's exemption	$224,758 (+5.99%)	$318,500 (+3.38%) Land $65,000 Building $253,500
2024	$3,143.00 (+2.71%)
2023	$3,060.00 (+3.69%) Homeowner's exemption	$212,063 (+3%)	$308,100 (+15.74%) Land $60,000 Building $248,100
2022	$2,951.00 Homeowner's exemption	$205,887	$266,200 Land $60,000 Building $206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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