1. Home
  2. Florida
  3. Brevard County
  4. Melbourne
  5. Cedar Bay Dr

3260 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3260 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,756 sqft · built 1997
Lot Size0.13 acres (5,663 sqft)
OwnerTrust Name on File
Last Sale$21,000 (May 1997)
Tax Bill$1,520 (2025)
Deeds & MortgagesDec 2021 Reverse Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN27-36-01-04-*-122

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-122
Alternative APNs
  • 27-36-01-04-00000.0-0122.00
  • 2735554

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,756 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 51 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFlorida Room
Porch Area184 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735554
Street Address3260 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 122
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number122
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2005
Census Tract64102

Owner

3260 Cedar Bay Dr is owner-occupied and held in a trust since June 2012.

Source: Brevard County records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address3260 CEDAR BAY DR, MELBOURNE, FL 32934-2910
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Jul 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 1997 · Amount on File
Deed SaleMay 9, 1997 · Amount on File
Prior SaleMay 9, 1997 · Amount on File
Deed Book / Page3670 / 4141
Last Transfer DateJun 26, 2012
Transfer Doc0066291165
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3260 CEDAR BAY DR, MELBOURNE, FL 32934-2910
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3260 CEDAR BAY DR, MELBOURNE, FL 32934-2910

Mortgage

Document Number0093632972
DateDec 21, 2021
Book Page9363/2972
Instrument2021331576
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term953 Months
DueMay 10, 2101
Interest
Rate TypeAdjustable Rate
Rate2.1%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.1%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJul 6, 2017
Property Address3260 CEDAR BAY DR, MELBOURNE, FL 32934-2910
Document Number0079311139
Book / Page007931 / 001139
Instrument DateJul 6, 2017
Instrument141494
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3260 CEDAR BAY DR MELBOURNE FL 329342910, MELBOURNE, FL 32934-2910

Tax Assessment & Valuation

The 2025 property tax bill for 3260 Cedar Bay Dr was $1,520 with a homeowner's exemption, up 5.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,220 (+2.7%)$302,260 (+3.64%)
2025$1,520.00 (+5.85%) Homeowner's exemption$120,960$291,640
2024$1,436.00 (+12.28%)
2023$1,279.00 Homeowner's exemption$114,140$313,860 Land $85,000 Building $228,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3260 Cedar Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3260 Cedar Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Cedar Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures