3235 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3235 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1997
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Mar 1997)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-36-01-04-*-92`

Property Details

APN / Parcel Number

Primary APN	`27-36-01-04-*-92`
Alternative APNs	`27-36-01-04-00000.0-0092.00` `2735524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,874 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Florida Room
Porch Area	236 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2735524
Street Address	3235 CEDAR BAY DR
City	MELBOURNE
State	FL
Zip	32934-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BAYMEADOWS OF MELBOURNE PHASE ONE LOT 92
Legal Range	36E
Legal Township	27S
Legal Section	01
Legal Subdivision	BAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase	1
Legal Lot Number	92
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2000
Census Tract	64102

Owner

3235 Cedar Bay Dr is owned and occupied by two individuals who bought it in March 1997.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3235 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 1997 · Amount on File
Deed Sale	Mar 5, 1997 · Amount on File
Deed Book / Page	3650 / 4432
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3235 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number	0081242719
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3235 CEDAR BAY DR MELBOURNE FL 329342911, MELBOURNE, FL 32934-2911

Mortgage

Document Number	0081242719
Date	Mar 28, 2018
Book Page	008124/002719
Instrument	68551

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3235 Cedar Bay Dr was $1,595 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,550 (+2.69%)	$323,320 (+3.35%)
2025	$1,595.00 Homeowner's exemption	$125,180	$312,840 Land $85,000 Building $227,840
2023	$1,459.00 (+8.07%) Homeowner's exemption	$118,120 (+3%)	$334,590 (+12.74%) Land $85,000 Building $249,590
2022	$1,350.00 Homeowner's exemption	$114,680	$296,770 Land $80,000 Building $216,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3235 Cedar Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 229 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	229 in force
Nearby Flood Claims	38 (1992–2022)
Claims Outside the SFHA	28 of 38
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 18 claims Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3235 Cedar Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20