3265 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3265 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 1998
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$263,000 (Dec 2020)
Tax Bill$116 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-36-01-04-*-89

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-89
Alternative APNs
  • 27-36-01-04-00000.0-0089.00
  • 2735521

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,806 sqft Living Area
Gross Area2,232 sqft
1st Floor Area1,806 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 52 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area26 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735521
Street Address3265 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 89
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number89
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2000
Census Tract64102

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3265 CEDAR BAY DR, MELBOURNE, FL 32934-2911
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleSep 5, 2012 · Amount on Record
Deed Document Number2020279431
Deed Book / Page8950 / 1082
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 14, 2020
Property Address3265 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number0089501082
Book / Page8950 / 1082
Map ReferenceMB 42 PG 32&33
Instrument DateDec 7, 2020
Instrument2020279431
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyFEDERAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5655 SHEFFIELD PL, 5655, MELBOURNE, FL 32940-1889

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9915 AVENUE J, BROOKLYN, NY 11236-4015

Mortgage

Document Number89501083
DateDec 14, 2020
Instrument8950/1083
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3265 CEDAR BAY DR, MELBOURNE, FL 32934-2911
Document Number0080060945
Book / Page008006 / 000945
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedNov 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3265 CEDAR BAY DR MELBOURNE FL 329342911, MELBOURNE, FL 32934-2911

Mortgage

Document Number0080060945
DateOct 18, 2017
Book Page008006/000945
Instrument215244
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,000 (+2.7%)$298,860 (+3.69%)
2025$116.00 (-97.59%) Disabled Person's exemption Veteran's exemption$288,220 (-7.18%) Land $85,000 Building $203,220$288,220 (-7.18%) Land $85,000 Building $203,220
2023$4,817.00 (+10.89%) Homeowner's exemption$310,510 (+12.25%) Land $85,000 Building $225,510$310,510 (+12.25%) Land $85,000 Building $225,510
2022$4,344.00$276,620 Land $80,000 Building $196,620$276,620 Land $80,000 Building $196,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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