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316 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 316 River Bluff Rd, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1992
Square Footage2,739 sqft Living Area
Lot Size1.38 acres
OccupancyOwner Occupied
Last Sale$467,000 (2006)
Tax Bill$13,213.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-102-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,739 sqft Living Area
Gross Area5,143 sqft Gross Area
Basement Area2,404 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area60,113 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address316 RIVER BLUFF RD
CityELGIN
StateIL
Zip60120-2422
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH PARK ADDN THAT PART OF LOT D OF DESC IN DOC 1830204 (EXCEPT PART DESC IN DOC 92K53362)
Legal SubdivisionNORTH PARK ADDN
Legal Block6
Legal Lot NumberD
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup6
Census Block6013
Census Tract850800

Owner

Source: Kane County records · APN 06-12-102-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address316 RIVER BLUFF RD, ELGIN, IL 60120-2422
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2023Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
UNITED WHOLESALE MORTGAGE
Jun 06, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2006 · Amount on Record
Deed SaleDec 21, 2006 · Amount on Record
Deed Doc Number2006137961
Last Transfer DateNov 12, 2020
Transfer Doc0000018239
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address316 RIVER BLUFF RD, ELGIN, IL 60120-2422
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017880
DateJun 02, 2023
Instrument2023K017880
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term90 Months
DueDec 01, 2030
Interest
Rate TypeFixed Rate
Rate2.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJun 06, 2023
Property Address316 RIVER BLUFF RD, ELGIN, IL 60120-2422
Document Number0000018239
Instrument DateNov 12, 2020
Instrument2023K018239
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 RIVER BLUFF RD, ELGIN, IL 60120-2422

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,213.00 (+15.9%)$181,196 (+8.57%) Land $37,111 Building $144,085$543,806 (+8.57%) Land $111,378 Building $432,428
2024$166,894 (+21.39%) Land $34,182 Building $132,712$500,882 (+21.44%) Land $102,587 Building $398,295
2022$11,400.00 (+4.28%) Homeowner's exemption$137,481 (+6.96%) Land $28,158 Building $109,323$412,443 (+6.96%) Land $84,474 Building $327,969
2021$10,932.00 Homeowner's exemption$128,535 Land $26,326 Building $102,209$385,605 Land $78,978 Building $306,627

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