326 Joya Loop, White Rock, NM 87547 Property Records

Los Alamos County property record for 326 Joya Loop, White Rock, NM 87547

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1966
Lot Size0.187 acres (8,125 sqft)
OwnerTrust Name on File
Tax Bill$1,543 (2026)
Deeds & MortgagesDec 2020 Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN1-040-109-031-053

Property Details

APN / Parcel Number

Primary APN1-040-109-031-053
Alternative APN
  • R002213

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Roof MaterialMetal
Lot Area8,125 sqft (0.187 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft
Storage Building60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR002213
Street Address326 JOYA LOOP
CityWHITE ROCK
StateNM
Zip87547-3707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN MEADOWS 2 LOT: 061 S: 34 T: 19N R: 7E
Legal Range07E
Legal Township19N
Legal Section34
Legal SubdivisionMOUNTAIN MEADOWS 2
Legal Lot Number61
JurisdictionLOS ALAMOS NM
Township / Civil DivisionWHITE ROCK
Census Block Group1
Census Block1000
Census Tract500

Owner

326 Joya Loop is owner-occupied and held in a trust since June 2021.

Source: Los Alamos County records, as of June 30, 2026

Owner of RecordTrust Name on File
Mailing Address326 JOYA LOOP, WHITE ROCK, NM 87547-3707
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Jun 4, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 4, 2021
Transfer Doc000194/262
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ALAMOS NM
Property Address326 JOYA LOOP, WHITE ROCK, NM 87547-3707
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyTITLE GUARANTY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 JOYA LOOP, LOS ALAMOS, NM 87547-3707

Mortgage

Document Number0000192/48
DateDec 28, 2020
Book Page192/48
Instrument246163
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressDENVER, CO 80231
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOS ALAMOS NM
Recording DateJun 4, 2021
Property Address326 JOYA LOOP, WHITE ROCK, NM 87547-3707
Document Number000194/262
Book / Page194 / 262
Map ReferenceDOC 5226
Instrument DateJun 4, 2021
Instrument248377
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address326 JOYA LOOP, WHITE ROCK, NM 87547-3707

Tax Assessment & Valuation

The 2026 property tax bill for 326 Joya Loop was $1,543.

Source: Los Alamos County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyLos Alamos County
Unified School DistrictLos Alamos Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,543.00$66,980 (+2.98%) Land $26,050 Building $40,930$200,960 (+3%) Land $78,160 Building $122,800
2025$1,543.00$65,040 Land $25,550 Building $39,490$195,110 Land $76,650 Building $118,460
2023$1,413.00 (+2.39%)$58,870 Land $24,670 Building $34,200$176,630 Land $74,020 Building $102,610
2022$1,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 326 Joya Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Joya Loop is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 45% of New Mexico
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS ALAMOS MUNICIPAL WATER SYSTEM
serves 25,000 people · EPA ID NM3500115
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
NMSurf
Fixed Wireless
200 / 50

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