Los Alamos County property record for 326 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1966 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,543 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-040-109-031-053 |
| Primary APN | 1-040-109-031-053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 8,125 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Storage Building | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002213 |
|---|---|
| Street Address | 326 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 061 S: 34 T: 19N R: 7E |
| Legal Range | 07E |
| Legal Township | 19N |
| Legal Section | 34 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 61 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
326 Joya Loop is owner-occupied and held in a trust since June 2021.
Source: Los Alamos County records, as of June 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 326 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jun 4, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2021 |
| Transfer Doc | 000194/262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 326 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE GUARANTY LLC |
| Name | Verified Name |
|---|---|
| Address | 326 JOYA LOOP, LOS ALAMOS, NM 87547-3707 |
| Document Number | 0000192/48 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 192/48 |
| Instrument | 246163 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Jun 4, 2021 |
| Property Address | 326 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
| Document Number | 000194/262 |
| Book / Page | 194 / 262 |
| Map Reference | DOC 5226 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 248377 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 326 JOYA LOOP, WHITE ROCK, NM 87547-3707 |
The 2026 property tax bill for 326 Joya Loop was $1,543.
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,543.00 | $66,980 (+2.98%) Land $26,050 Building $40,930 | $200,960 (+3%) Land $78,160 Building $122,800 |
| 2025 | $1,543.00 | $65,040 Land $25,550 Building $39,490 | $195,110 Land $76,650 Building $118,460 |
| 2023 | $1,413.00 (+2.39%) | $58,870 Land $24,670 Building $34,200 | $176,630 Land $74,020 Building $102,610 |
| 2022 | $1,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Joya Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 326 Joya Loop is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 45% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
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