Los Alamos County property record for 325 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,345 sqft · built 1966 |
| Lot Size | 0.17 acres (7,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,800 (Jan 2018) |
| Tax Bill | $1,668 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-040-109-021-039 |
| Primary APN | 1-040-109-021-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Roof Material | Shingle |
| Lot Area | 7,412 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 302 sqft |
| Storage Building | 80 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002243 |
|---|---|
| Street Address | 325 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 092 S: 34 T: 19N R: 7E |
| Legal Range | 07E |
| Legal Township | 19N |
| Legal Section | 34 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 92 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500 |
Source: Los Alamos County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 325 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Deed Document Number | 2018234948 |
| Deed Book / Page | 180 / 833 |
| Prior Transfer Date | Jan 26, 2018 |
| Prior Transfer Doc | 00180/0833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 325 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 325 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Document Number | 000194/629 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 194/629 |
| Instrument | 248744 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 142 Months |
| Due | May 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Recording Date | Jan 31, 2018 |
| Property Address | 325 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Document Number | 00180/0833 |
| Book / Page | 180 / 0833 |
| Map Reference | MB 1 PG 72 DOC 5226 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 234948 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Document Number | 0000234949 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 234949 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2033 |
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,668.00 | $72,380 (+2.99%) Land $23,340 Building $49,040 | $217,160 (+3%) Land $70,030 Building $147,130 |
| 2025 | $1,668.00 (+4.97%) | $70,280 (+6.1%) Land $22,960 Building $47,320 | $210,840 (+6.09%) Land $68,870 Building $141,970 |
| 2023 | $1,589.00 (+2.32%) | $66,240 Land $22,290 Building $43,950 | $198,740 Land $66,880 Building $131,860 |
| 2022 | $1,553.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 45% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
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