Los Alamos County property record for 321 Joya Loop, White Rock, NM 87547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,071 sqft · built 1966 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2011) |
| Tax Bill | $1,347 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-040-109-010-047 |
| Primary APN | 1-040-109-010-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Roof Material | Shingle |
| Lot Area | 7,600 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 91 sqft |
| Storage Building | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R002245 |
|---|---|
| Street Address | 321 JOYA LOOP |
| City | WHITE ROCK |
| State | NM |
| Zip | 87547-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN MEADOWS 2 LOT: 094 S: 34 T: 19N R: 7E |
| Legal Range | 07E |
| Legal Township | 19N |
| Legal Section | 34 |
| Legal Subdivision | MOUNTAIN MEADOWS 2 |
| Legal Lot Number | 94 |
| Jurisdiction | LOS ALAMOS NM |
| Township / Civil Division | WHITE ROCK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500 |
321 Joya Loop is owned and occupied by an individual who bought it in August 2011.
Source: Los Alamos County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2011 · Amount on File |
| Deed Sale | Aug 29, 2011 · Amount on File |
| Deed Document Number | 2011209888 |
| Deed Book / Page | 155 / 773 |
| Prior Transfer Date | Aug 24, 2011 |
| Prior Transfer Doc | 000155/773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 321 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 321 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Document Number | 00000191/8 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 191/8 |
| Instrument | 245123 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 321 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 00185/0018 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 185/0018 |
| Instrument | 239133 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOS ALAMOS NM |
| Property Address | 321 JOYA LOOP, WHITE ROCK, NM 87547-3706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00187/0470 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 187/0470 |
| Instrument | 241585 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2044 |
The 2026 property tax bill for 321 Joya Loop was $1,347.
Source: Los Alamos County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Los Alamos County |
| Unified School District | Los Alamos Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,347.00 | $58,490 (+3.01%) Land $23,930 Building $34,560 | $175,450 (+3%) Land $71,780 Building $103,670 |
| 2025 | $1,347.00 | $56,780 Land $23,470 Building $33,310 | $170,340 Land $70,420 Building $99,920 |
| 2023 | $1,284.00 (+2.31%) | $53,520 Land $22,680 Building $30,840 | $160,570 Land $68,050 Building $92,520 |
| 2022 | $1,255.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Joya Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Joya Loop is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 44% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS ALAMOS MUNICIPAL WATER SYSTEM serves 25,000 people · EPA ID NM3500115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| NMSurf Fixed Wireless | 200 / 50 |
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