Kane County property record for 326 Hamilton Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 1925 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Company Name on Record |
| Last Sale | $233,000 (Nov 2019) |
| Tax Bill | $7,821 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-109-013 |
| Primary APN | 06-14-109-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 2,850 sqft |
| Basement Area | 1,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Lot Area | 7,392 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 326 HAMILTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB SOUTH 3 FT OF LOT 17 & ALL OF LOT 16 BLOCK 2 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 2 |
| Legal Lot Number | 17,16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 851102 |
Source: Kane County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Mar 16, 2021 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Jul 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Jul 3, 2008 · Amount on Record |
| Deed Document Number | 201954946 |
| Last Transfer Date | Dec 14, 2022 |
| Transfer Doc | 0000004340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 10, 2023 |
| Property Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000004340 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2023K004340 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020442 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021K020442 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000074480 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020K074480 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 30, 2020 |
| Property Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000041902 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 41902 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 326 HAMILTON AVE ELGIN IL 601233422, ELGIN, IL 60123-3422 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 13, 2019 |
| Property Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000054946 |
| Instrument Date | Oct 12, 2019 |
| Instrument | 2019K054946 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 HAMILTON AVE, 326, ELGIN, IL 60123-3422 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 326 HAMILTON AVE, ELGIN, IL 60123-3422 |
| Document Number | 0000054948 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019K054948 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2039 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,821.00 (+15.85%) | $110,526 (+8.57%) Land $23,634 Building $86,892 | $331,711 (+8.57%) Land $70,930 Building $260,780 |
| 2024 | $101,801 (+21.39%) Land $21,768 Building $80,033 | $305,525 (+21.44%) Land $65,330 Building $240,195 | |
| 2022 | $6,751.00 (+4.52%) Homeowner's exemption | $83,861 (+6.96%) Land $17,932 Building $65,929 | $251,583 (+6.96%) Land $53,796 Building $197,787 |
| 2021 | $6,459.00 Homeowner's exemption | $78,404 Land $16,765 Building $61,639 | $235,212 Land $50,295 Building $184,917 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures