322 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 322 Hamilton Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,740 sqft · built 1927
Lot Size	0.161 acres (6,996 sqft)
Owner	Company Name on File
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-14-109-014`

Property Details

APN / Parcel Number

Primary APN	`06-14-109-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,740 sqft Living Area
Gross Area	2,908 sqft
Basement Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,996 sqft (0.161 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	322 HAMILTON AVE
City	ELGIN
State	IL
Zip	60123-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 15 BLOCK 2
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	2
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-109-014

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	322 HAMILTON AVE, ELGIN, IL 60123-3422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000045416
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 29, 2023
Property Address	322 HAMILTON AVE, ELGIN, IL 60123-3422
Document Number	0000045416
Instrument Date	Dec 21, 2023
Instrument	2023K045416
Transaction Type	Transfer
Record Updated	Jan 08, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	322 HAMILTON AVE, ELGIN, IL 60123-3422

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,945.00 (+90.69%)	$107,039 (+8.57%) Land $22,375 Building $84,664	$321,245 (+8.57%) Land $67,152 Building $254,094
2024		$98,590 (+21.39%) Land $20,609 Building $77,981	$295,888 (+21.44%) Land $61,852 Building $234,037
2022	$3,642.00 (-2.8%) Homeowner's exemption	$81,215 (+6.96%) Land $16,977 Building $64,238	$243,645 (+6.96%) Land $50,931 Building $192,714
2021	$3,747.00 Homeowner's exemption	$75,930 Land $15,872 Building $60,058	$227,790 Land $47,616 Building $180,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 574 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.