325 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 325 Hamilton Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,541 sqft · built 1952
Lot Size	0.169 acres (7,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2021)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-110-025`

Property Details

APN / Parcel Number

Primary APN	`06-14-110-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	1,541 sqft
Basement Area	1,029 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	7,367 sqft (0.169 acres)
Lot Dimensions	139 ft deep x 53 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	325 HAMILTON AVE
City	ELGIN
State	IL
Zip	60123-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 6 BLOCK 1 & PART OF ALLEY
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 HAMILTON AVE, ELGIN, IL 60123-3421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	20215637
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	0000117353
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 22, 2021
Property Address	325 HAMILTON AVE, ELGIN, IL 60123-3421
Document Number	0000005637
Instrument Date	Dec 1, 2020
Instrument	2021K005637
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 HAMILTON AVE, ELGIN, IL 60123-3421

Mortgage

Document Number	0000005638
Date	Jan 22, 2021
Instrument	2021K005638

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,250.00 (+4.38%) Homeowner's exemption	$89,924 (+8.57%) Land $20,875 Building $69,049	$269,880 (+8.57%) Land $62,650 Building $207,230
2024	$5,988.00 (+10.99%)	$82,826 (+21.39%) Land $19,227 Building $63,599	$248,577 (+21.44%) Land $57,704 Building $190,873
2022	$5,395.00 (+4.66%) Homeowner's exemption	$68,229 (+6.96%) Land $15,838 Building $52,391	$204,687 (+6.96%) Land $47,514 Building $157,173
2021	$5,155.00 Homeowner's exemption	$63,789 Land $14,807 Building $48,982	$191,367 Land $44,421 Building $146,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20