Harris County property record for 326 Exchange St, Houston, TX 77020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,606 sqft · built 1950 |
| Lot Size | 0.13 acres (5,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,300 (Jun 1995) |
| Tax Bill | $1,148 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-062-000-0057 |
| Primary APN | 083-062-000-0057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,654 sqft (0.13 acres) |
| View / Lot | Flood Plain |
| Garage Type | Carport |
| Garage Area | 404 sqft |
| Carport | Carport |
| Carport Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 57 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0830620000057 |
|---|---|
| Street Address | 326 EXCHANGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77020-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 57 BLK 2 DENVER HARBOR SEC 2 |
| Legal Subdivision | DENVER HARBOR SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 212400 |
326 Exchange St is owned and occupied by two individuals who bought it in June 1995.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 EXCHANGE ST, HOUSTON, TX 77020-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 1995 · Amount on File |
| Deed Sale | Jun 6, 1995 · Amount on File |
| Deed Document Number | 1995427235 |
| Deed Book / Page | 50407 / 2457 |
| Prior Transfer Date | Aug 3, 1994 |
| Prior Transfer Doc | 0000999075 |
| Record Updated | Oct 29, 2026 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,174 (-5.2%) Land $77,798 Building $143,376 | $221,174 (-5.2%) Land $77,798 Building $143,376 | |
| 2025 | $233,306 Land $77,798 Building $155,508 | $233,306 Land $77,798 Building $155,508 | |
| 2024 | $1,148.00 | ||
| 2023 | $1,148.00 Homeowner's exemption | $233,306 Land $77,798 Building $155,508 | $233,306 Land $77,798 Building $155,508 |
| 2022 | $1,148.00 | ||
| 2020 | $1,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 326 Exchange St in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 157 (1981–2024) |
| Claims Outside the SFHA | 131 of 157 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 326 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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