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322 Exchange St, Houston, TX 77020 Property Records

Harris County property record for 322 Exchange St, Houston, TX 77020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,443 sqft · built 1950
Lot Size0.13 acres (5,654 sqft)
Owner2 Individual Names on File
Last Sale$45,650 (Feb 1996)
Tax Bill$206 (2020)
Deeds & MortgagesDec 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN083-062-000-0058

Property Details

APN / Parcel Number

Primary APN083-062-000-0058

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,443 sqft Living Area
1st Floor Area1,443 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2017
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeMetal Frame
Foundation TypeSlab (Mat/Raft)
Lot Area5,654 sqft (0.13 acres)
View / LotFlood Plain
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area15 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0830620000058
Street Address322 EXCHANGE ST
CityHOUSTON
StateTX
Zip77020-5614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 58 BLK 2 DENVER HARBOR SEC 2
Legal SubdivisionDENVER HARBOR SEC 2
Legal Block2
Legal Lot Number58
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2022
Census Tract212400

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address322 EXCHANGE ST, HOUSTON, TX 77020-5614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 1996 · Amount on File
Deed SaleFeb 14, 1996 · Amount on File
Prior SaleOct 30, 1995
Deed Document Number1996787151
Deed Book / Page50715 / 1907
Prior Transfer DateOct 3, 1995
Prior Transfer Doc0000617814
Record UpdatedOct 29, 2026

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHARRIS TX
Recording DateDec 4, 2017
Property Address322 EXCHANGE ST, HOUSTON, TX 77020-5614
Instrument DateNov 14, 2017
Instrument531080
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address322 EXCHANGE ST HOUSTON TX 770205614, HOUSTON, TX 77020-5614

Mortgage

Document Number0000531080
DateDec 4, 2017
Instrument531080
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,061 (-3.98%) Land $77,798 Building $146,263$224,061 (-3.98%) Land $77,798 Building $146,263
2025Homeowner's exemption$233,346 (-) Land $77,798 Building $155,548$233,346 (-) Land $77,798 Building $155,548
2023$233,346 Land $77,798 Building $155,548$233,346 Land $77,798 Building $155,548
2020$206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims157 (1981–2024)
Claims Outside the SFHA131 of 157
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Sep 2017 · 63 claims
  • Hurricane Ike, Sep 2008 · 13 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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