Harris County property record for 323 Exchange St, Houston, TX 77020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,002 sqft · built 1955 |
| Lot Size | 0.13 acres (5,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,300 (Mar 2001) |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-063-000-0069 |
| Primary APN | 083-063-000-0069 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,654 sqft (0.13 acres) |
| View / Lot | Neighborhood |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 55 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0830630000069 |
|---|---|
| Street Address | 323 EXCHANGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77020-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 69 BLK 3 DENVER HARBOR SEC 2 |
| Legal Subdivision | DENVER HARBOR SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 69 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 212400 |
323 Exchange St is owned and occupied by an individual who bought it in March 2001.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 EXCHANGE ST, HOUSTON, TX 77020-5613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 5, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2001 · Amount on File |
| Deed Sale | Mar 29, 2001 · Amount on File |
| Deed Document Number | 2001955289 |
| Deed Book / Page | 53853 / 567 |
| Prior Transfer Date | Sep 21, 1994 |
| Prior Transfer Doc | 0000071024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 323 EXCHANGE ST, HOUSTON, TX 77020-5613 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000473680 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-473680 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 323 EXCHANGE ST, HOUSTON, TX 77020-5613 |
| Document Number | 0000144286 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 323 EXCHANGE ST HOUSTON TX 770205613, HOUSTON, TX 77020-5613 |
| Document Number | 0000144286 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 144286 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 9, 2034 |
The 2025 property tax bill for 323 Exchange St was $2,164 with a homeowner's exemption, down 0.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,069 (-6.46%) Land $77,798 Building $178,271 | $256,069 (-6.46%) Land $77,798 Building $178,271 | |
| 2025 | $2,164.00 (-0.23%) Homeowner's exemption | $273,755 Land $77,798 Building $195,957 | $273,755 Land $77,798 Building $195,957 |
| 2024 | $2,169.00 | ||
| 2023 | $273,755 Land $77,798 Building $195,957 | $273,755 Land $77,798 Building $195,957 | |
| 2022 | $1,790.00 | ||
| 2020 | $2,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Exchange St in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 157 (1981–2024) |
| Claims Outside the SFHA | 131 of 157 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 323 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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