Allegan County property record for 330 E Franklin St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,882 sqft · built 1880 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-111-006-00 |
| Primary APN | 54-111-006-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 9,060 sqft (0.208 acres) |
| Lot Dimensions | 165 ft deep x 55 ft wide |
| Garage Area | 1,156 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 330 E FRANKLIN ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 6 EX ELY 10 FT OP. SEC 22 & 23 BLOCK 11. |
| Legal Subdivision | CITY OTSEGO |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 330 E FRANKLIN ST, OTSEGO, MI 49078-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 14, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2022 |
| Transfer Doc | 004785/138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 3, 2022 |
| Property Address | 330 E FRANKLIN ST, OTSEGO, MI 49078-1324 |
| Document Number | 004785/138 |
| Book / Page | 4785 / 138 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022015206 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1417 W LOVELL ST, 1417, KALAMAZOO, MI 49006-4425 |
| Name | Verified Name |
|---|---|
| Address | 330 E FRANKLIN ST, OTSEGO, MI 49078-1324 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 330 E FRANKLIN ST, OTSEGO, MI 49078-1324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4321/239 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 4321/239 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,100 (+41.66%) Land $9,300 Building $96,800 | $212,200 (+41.66%) Land $18,600 Building $193,600 | |
| 2025 | $1,836.00 (+19.3%) | ||
| 2023 | $74,900 Land $4,700 Building $70,200 | $149,800 Land $9,400 Building $140,400 | |
| 2022 | $1,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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