326 E Emerald St, Elkhart, IN 46514 Property Records

Elkhart County property record for 326 E Emerald St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1946
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Tax Bill	$1,095 (2024)
Deeds & Mortgages	Mar 2022 Transfer Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-404-014.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-404-014.000-027`
Alternative APN	`0232404014027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	174 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	326 E EMERALD ST
City	ELKHART
State	IN
Zip	46514-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CHRISTIANA PL W 9FT OF LOTS 120 & 155 & E 39FT OF LOTS 121 & 154 A
Legal Subdivision	CHRISTIANA PLACE
Legal Block	404
Legal Lot Number	120,1
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2022
Census Tract	1601

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 E EMERALD ST, ELKHART, IN 46514-3240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Transfer on Death Deed, Transfer
Feb 4, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2022
Transfer Doc	0000005303
Record Updated	Sep 20, 2026

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 10, 2022
Property Address	326 E EMERALD ST, ELKHART, IN 46514-3240
Document Number	0000005303
Map Reference	MB 2 PG 113
Instrument Date	Mar 10, 2022
Instrument	2022-05303
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E EMERALD ST, ELKHART, IN 46514-3240

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKHART IN
Recording Date	Feb 4, 2022
Property Address	326 E EMERALD ST, ELKHART, IN 46514-3240
Document Number	0000002703
Map Reference	MB 2 PG 113
Instrument Date	Feb 4, 2022
Instrument	2022-02703
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E EMERALD ST, ELKHART, IN 46514-3240

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 5, 2018
Property Address	326 E EMERALD ST, ELKHART, IN 46514-3240
Document Number	0000020732
Instrument Date	Dec 27, 2017
Instrument	20732
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 E EMERALD ST ELKHART IN 465143240, ELKHART, IN 46514-3240

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,100 (+6.44%) Land $11,700 Building $102,400	$114,100 (+6.44%) Land $11,700 Building $102,400
2024	$1,095.00 (+30.05%)	$107,200 (+8.61%) Land $11,700 Building $95,500	$107,200 (+8.61%) Land $11,700 Building $95,500
2023		$98,700 (+15.17%) Land $11,700 Building $87,000	$98,700 (+15.17%) Land $11,700 Building $87,000
2022	$842.00	$85,700 Land $11,700 Building $74,000	$85,700 Land $11,700 Building $74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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