Elkhart County property record for 320 E Emerald St, Elkhart, IN 46514
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1946 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,091 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02-32-404-017.000-027 |
| Primary APN | 20-02-32-404-017.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Game Room | Game Room |
| Flooring | Subfloor |
| Year Built | Built 1946 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 174 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0232404017027 |
|---|---|
| Old Parcel Number | 0232404017027 |
| Street Address | 320 E EMERALD ST |
| City | ELKHART |
| State | IN |
| Zip | 46514-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | CHRISTIANA PL W 18FT OF LOTS 121 & 154 & E 27FT OF LOTS 122 & 153 |
| Legal Subdivision | CHRISTIANA PLACE W 18FT OF |
| Legal Block | 404 |
| Legal Lot Number | 122,153 154 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | OSOLO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1601 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 E EMERALD ST, ELKHART, IN 46514-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Osolo Township |
| Municipality | Elkhart City |
| Unified School District | Elkhart Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,400 (+7.12%) Land $11,700 Building $102,700 | $114,400 (+7.12%) Land $11,700 Building $102,700 | |
| 2024 | $1,091.00 (+22.86%) | $106,800 (+8.76%) Land $11,700 Building $95,100 | $106,800 (+8.76%) Land $11,700 Building $95,100 |
| 2023 | $98,200 (+11.46%) Land $11,700 Building $86,500 | $98,200 (+11.46%) Land $11,700 Building $86,500 | |
| 2022 | $888.00 | $88,100 Land $11,700 Building $76,400 | $88,100 Land $11,700 Building $76,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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